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by: Bret Morrison - posted (or last updated): 8th, January 2009

:High risk merchant accounts
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The main high risk merchant accounts include businesses such as adult sites, online gambling, Internet dating sites, pharmaceuticals, telemarketing companies, travel industries, infomercials, wealth creation sites, and other potentially risky businesses.

Here's a list of main categories:

Adult sites
Online gambling
Lotteries
Online dating
Infomercials
Telemarketing
Travel industry
Wealth creation sites
High volume businesses
High ticket ($1000 or higher) businesses
Multi-level marketing
Investment opportunities

Here's some of the businesses that are classified as high risk merchants:

Amusement services
Bail Bondsmen
Cell phone retailers
Coin shops
Collection agencies
Credit repair
Detective services
Door-to-door salesmen
Downloadable software sales
Escort services
Foreign merchant accounts
Fortune telling services
Gun shops
Hair restoration and growth services
Herbal products
Home based businesses
Horoscope services
Insurance services
International calls
Investment opportunities
Jewelry online businesses
Massage parlors
Master merchant accounts (for 3rd party processing)
Money transfer
Mortgage brokerage services
Online cigarettes and tobacco
Online pharmacies
Pawn shops
Prepaid phone cards
Replicas
Securities and stock portfolio management services
Sports forecasting services
Time share businesses
Tours
Travel businesses (airline tickets)
Used car sales businesses
Vitamins and supplements
Voice over IP telephone services
Water purification products and services
Web hosting
Weight loss centers

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